Despite highlighting several serious violations and irregularities in the valuation process of SBI through a series of letters and complaints, no corrective action has been taken to date. These issues include non-compliance with: SBI's Valuation Policy – 2019 Code of Ethics (STEPS) RBI Regulatory Assessment Report – 2021 IBA Handbook – 2009 MSMED Act, 2006 (Sections 15 & 22) Government of India directives (submission of half-yearly returns on pending MSME dues to the Ministry of Corporate Affairs) Relevant provisions of the Income Tax and GST Acts Such persistent violations are adversely impacting public funds and harming the interests of all stakeholders. In light of this, TECVA is compelled to stage a day-long dharna in front of the SBI Local Head Office, Thiruvananthapuram, on Friday, 07 November 2025, to draw attention to these unresolved issues.